VP Commercial Banking Operations

Company: Gpac
Location: Lexington
Posted on: September 24, 2022

Job Description:

Job Description

VP, COMMERCIAL BANKING OPERATIONS

Set the strategy for Commercial Banking Operations (CBO) and products and provides oversight to the CBO team. Develop and maintain performance metrics in each area within CBO, mentor and motivate staff, and achieve regularly established goals. Provide experience and guidance to evaluate commercial lending and deposit operations. Ensure coordination of the various segments within CBO, including Credit Management, Sales, Servicing, Reporting, Collections and Production. Ensure best industry practices are carried out in all areas within the department to receive strong exam and audit results. This position will require working with production and processing staff to optimize workflow processes to position the department for long term success.

RESPONSIBILITIES

- Portfolio and CBO oversight, direction, and management; including Credit Administration, Processors, Servicing and Reporting, and Loan Workout. Develop and maintain strong credit culture through actions and direction. Work directly with Businesses Development/Sales/Member Service teams to evaluate credit opportunities. Proactively provide applicable training to staff on a regular, scheduled basis.

- Call participation with team members on large member loan requests as well as record keeping on pipeline and possible changes within the portfolio. Use reports to direct activity with Business Lending Staff. Create and analyze reports to direct optimization efforts that ensure the best credit risk practices and defined processes are being followed.

- Evaluate Credit Worthiness, Loan Request Processing, Delinquency and Watch List review to ensure unified approach and strong communication.

- Review credit write-up requests and problem loan memos to assist the CLO/Credit Committee in structuring loan per policy and negotiating terms to ensure acceptable risk. Ensures credit quality is well managed within credit union targets and goals.

- Stay current on applicable regulations, institution policies, operational controls, safety measures, service, and security procedures to ensure compliance throughout assigned areas of the institution.

- Hire, trains and develops performance plans for staff and related measurement processes and track progress to achieve stated goals.

- Proactively perform other duties as needed or assigned.

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

Keywords: Gpac, Lexington , VP Commercial Banking Operations, Executive , Lexington, Kentucky